Debt collection calls are the cause of more complaints to the Federal Trade Commission than any other industry. The collection agency would give me no information other than the name of the company they were working for. However, you need to assert those affirmative defenses promptly, or you may lose the ability to use those defenses later in the case, including at the trial of the credit card lawsuit. Many want to immediately pick up the phone and call the creditor to explain the debt, but she says this isnt in their best interest. DO NOT give in. This mini-guide will go over the following: Debt collection is the process of unpaid debts getting assigned to a collections agency. Both were from the same Original Creditor (Providian National Bank) with two different account numbers with two different Balances. The amount $3,880. and fill out the "Identity Theft Victims Complaint and Affidavit". [protected], Desired outcome: I have now received three phone calls since 01/06/2023. My bank account is now almost $1000 over drawn and there is nothing I can do about it. What recourse were you able to take? But then life got in the way you had unexpected travel costs or you had to replace your AC unit and you put all of that on your credit card bill, too. If you are in debt to a lender like Providian Bank, your account may be sent to a collection agency. They said that they are going to get back to me. My husband stressed over this all weekend not knowing what was going on or what to expect. I'm pissed of because times are hard, and this is coming to light in the worst time of my life. Please write me at v.romero@yahoo.com. Leslie H. Tayne Esq., a debt attorney and author of Life & Debt, says consumers should take the following steps once they realize they have debt in collections: Tayne says a lot of her clients panic after receiving a debt collection letter. Further information is available in our FICO Data Privacy Policy. so after calling chase to see if there affiliated with them ( not that hes ever herd of) I read all these and went straight to calling the lawyer. The building, located at 533 Bergen Avenue, Jersey City, will be known as the New City Kids Rubingh Center . They were then rude to my mom saying, "look, if you want to dispute this, let me give you the number". I am 90 years old, a WW ll vet and owe nothing to anybody, EVER. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Fishers, in. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. They are not scam artists, they just do not play nice when it comes to collecting money. I have read over several other complaints online and even read of a lawsuit that was settled back in **** alleging consumer fraud and deception. I am going to print this page so the judge can see all the false complaints Providian is filing this "account is from 2001 way past the time for a court case. The card was open Dec.4th 2000-closed Sept. BBB is here to help. I can't find out how to contact these folks to see what this is about. For example, the lawsuit needs to comply with Floridas court rules for the summons and complaint; often, they do not. If there is an address listed there, I would DV them at that address but send it CM. I am not sure who they are & when I even had an account with them. The good news is that you may have legal defenses if you are sued on an alleged Providian credit card debt. The Forbes Advisor editorial team is independent and objective. You are going to jail unless you go to the nearest Western Union and send us an immediate payment of $3, 483.46! They couldn't / wouldn't provide me with any documentation or validation of debt. Once youre notified, there are a few different paths you can take to resolve the debt. Jul 13 2008 12:50 PM ComplaintsBoard.com is a leading complaint resolution website on the Internet. How can I find out who Providian National Bank is. Business Credit Cards. I want this to go away. You can reach us on our office telephone (386-444-3032),by fax (888-990-1460)or by clicking here to send us an email message. I do not know how I owe this money and need some clarity as to what can be done to resolve this matter. While on the phone with a collector, Tayne recommends taking notes throughout the conversation and detailing important information like who you are speaking to, the current balance and rate of interest. PROVIDIAN NATIONAL BANK Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported . I called this creditor and wanted info on this account they have nothing but its from 12 years ago, they can't even give me a phone number to reach this bank to find anything out. All Rights Reserved. U.S. and 30 countries. I am actually going through this right now. I was served a summons by the deputy sheriff. I was a little relieved when I came on here and seen I was not the only one going through this. This should remove the collection from their files. The sent to address I have not lived for over 12 years. Youll likely be informed via a letter in the mail, or a collector will start calling you. Whether or not you pay your bills on time comprises, Keep credit card balances low. I, personally, choose to "clear" my debt by paying debt owed, not by wrangling about FCRA and FDCPA avoidance of non-payment implicatons. Many critics contended that the extended credit makes the borrower poorer than before the credit was extended. thanks The annual percentage rates (APR) charged by Providian were as high as 29.9 percent. I discovered in 2003 that someone had opened up a Providian Credit Card account in my name, actualy my identity was stolen when a car was stolen in 1998-99 it took me several years to discover it. I called Chase since I have three accounts with them, but they have no clue as to where to go for advice/help. this shows you just how much companies don't care about the american pple HELLO PROVIDIAN WHO EVER YOU ARE WE ARE IN A RESESSION DUH CAN YOU HEAR ME? So if this bank does not exist who is the money going to? But my current credit score is 760+ and I have a Chase Saphire card. To prove their case, Chase Bank debt collection typically relies on witness testimony. Previously entered content was automatically saved. In the future, collectors may be able to communicate via email and text messages, and would be limited to seven attempts of calls per week (per debt). I have gotten my credit clear of everything except one old credit card collection. Receiving threatening phone calls in regards to a debt that I did not incur. No matter which card you choose, your business will benefit from important features like: Free online expense reporting tools. I called to see what it was all about, the lady that answered the phone redirected me to someone claiming they were a paralegal when I gave them the case/reference number.. Who would get the money. The problem isfiguring out who to pay or finding someone to reach a settlement with to pay it off. Just a recorded message when I answered with a reference number and number to call. I had a Providian Bank Card with a credit limit of $600 and a balance of $175. MERRY CHRISTMAS EVERYONE ELSE AND IF YOU ARE IN THIS SAME SITUATION PRAY ABOUT IT AND COLLECT AS MUCH INFO AS YOU CAN ABOUT THESE PPL AND IF YOU CAN AFFORD IT GET A LAWYER! ForXXX & GarXXX NEVER replied or sent me any disclosure so I could at least provide back up of payment if I ever dealt with Providianwhich it does not seem familiar to me..and I am being harassed for a debt I did not owe and further more was never on my credit report. Providian National Bank contacts Phone number +1 (603) 228-4482 View all Providian National Bank contacts Most discussed Providian National Bank complaints Fraudulent Debt 1 (opinions to this review) They have 3 different collection agencies attempting to collect over $3000 on the same account 1 (opinions to this review) I am a former employee. The card was open Dec.4th 2000-closed Sept. For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. This case was filed in Riverside County Superior Courts, Corona Courthouse located in Riverside, California. If a debt in collections goes away from your credit report in seven years, does this mean you shouldnt repay it? Notice of Garnishment" I called them & explained that I never heard of Providian & they gave me a number to call. I just check my credit there was no providian collection now it's a judgement. 1995-01-01. Now, probably because they are going broke, they want the rest of the monies they agreed to difur 7 years ago. I had purchased the illness protection insurance through Providian. In any case, the scammer will use all sorts of techniques to get you to . They searched my social, name, and address. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. The scariest part is this person had all my personal information but was using my maiden name which I haven't used in over 20 years. If you are concerned that Sherman will screw you over (or even if you are not), I would highly recommend the following: 1. And I have either to pay $100.00 a month till the $2000.00 is paid or pay lamp sum of $1400.00 or it will continue the judgement process to my count. Providian was supposed to be sold to WaMu which is now Chase. For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. I have read many of the complaints and urge you to go to the FTC site or your states Fair Debt Collection section and know your rights. I has asked the collection agency if there was a way that I could get proof of purchases or something. Finance and CBS News Radio. We promise not to send you any unrelated messages, Click here if youd like to unsubscribe from notifications about new complaints of Providian National Bank. these providian [censored] are trying to go after my sick mother! I have no contacted a lawyer to find out what's going on and what legal recourse I have. Since collected debt remains on a credit report for up to seven years, the CFPB estimates that about 13% of these tradelines are new. Combined with an earlier settlement with governmental entities, the award constitutes the largest settlement ever against a credit card company for alleged widespread unlawful business practices. Learn more. What are you willing to offer me to settle this debt? Tayne says. this is very weird that they sent me the letter with an old address i use to live at with the wrong Social Security number. I wanted to see if anyone else had dealt with them and the results of that first. The FDCPA gives consumers rights and protections when it comes to how an agency can conduct debt collection. Ever. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. Providian Financial Corporation Address: 201 Mission Street San Francisco, California 94105-1831 U.S.A. Telephone: (415) 543-0404 Fax: (415) 278-6028 http://www.providian.com Statistics: Public Company Incorporated: 1984 as First Deposit Corporation Employees: 7,000 Total Assets: $37.66 billion (2001) Stock Exchanges: New York Pacific Contact the judgment creditor's attorney as listed in the court files; or. That means that at the end of seven years, no matter how many times the debt was resold and re-reported, its likely the debt will be deleted from a credit report. Just paid something something off to a debt collector (NCO Financial) and all of a sudden this Providian shows back up on my credit report and guess who the debt collector is !!!!!!!!! ), I was never advised of this debt prior to summons & most important I DO NOT OWE! Youve stopped checking your credit score. Due to a recent promotion, I should now be referred to as. Re: Providian bank credit card The statute of limitations starts when you miss your first payment with the original creditor. When I went through a traumatic experience, and opted to use my insurance protections, Providian refused to honor it. Commissions do not affect our editors' opinions or evaluations. Because if you don't pay this, that is where you are going! Today I went to the mail and I had a letter from a credit company saying I owed them 600.00 from this Providian bank. As far as I know I paid off all of my CC debt. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. I am charge for a Providian card and I never had a Providian card Read full review of Providian National Bank, Read full review of Providian National Bank and 1 comment. I've requested my records and they won't give them to me, which is illegal. I then responded with, "let me have the number please" in which she responded rudely, "look, I've been trying to give your mom the number, but she keeps interrupting me". her balance was 600 dollars and providian who ever they are IS TELLING HER SHE NOW OWES THEM 9, 000 DOLLARS AND IS now garnishing her wages without any contact to her NO CERTIFIED COURT ORDERS NO STATEMENTS NOT NOTHING! They transferred me to credit card services to look up any old Providian accounts I might have had=none. Anyone whos what I can do to get them off me? Sorry this is vane again my correct email address is v.romero2@yahoo.com. Imagine you got sick a few months ago, and put your medical bills on a credit card. I remember providian card open in my name with a credit line of $300.00 used once and was paid.what should I do? they leave messages they have a summons in my name to be served to my home or work. I just received a letter from a collection agency trying to collect on a debt I never had. My job has a strict policy about garnishments including termination. If they want to take to court they have better provide my records. More Email me to discuss your options in dealing with them. I called Chase since I have three accounts with them, but they have no clue as to where to go for advice/help. obviusly it was a foreign btch who could speak 2 or 3 words of english. Is this your company? I just got a call from a collection agency that stated I owed roughly $2400 for a CC I never had (eyes rolling)how are they able to do this without oversight and accountability? Today I got a call that I owed $2000.00 from providian credit card. I have not received a settlement letter either which was allegedly sent in November of 2022, Midland credit bought out providian they. FTC's website on credit. Hi everybody, I think that Providian Collection Agency is pulling a scam, do not pay them. Finallt i spoke to someone who told me the debt was from 2000 and they would kindly settle for $2500 and i flipped out because this wasnt my debt! I was told that the debt is over $15,000 with all attorney and legal fees. This is a total waste of my time and resources and if I prevail I will counter sue them as per the FTC. *** never had an account with them havent had a credit card with ********** all of this and they proceeded to ask me if I was willing to do their settlements to which I said no this is not my account Im not paying for anything and he said OK within 3 to 5 days you will be receiving paperwork that will have a court date issued on it for you to appear and state your claim never had a card with this company will not be paying will be fighting this, even if I have to hire an attorney. This case was filed in San Mateo County Superior Courts, Southern Branch Hall Of Justice And Records located in San Mateo, California. Please DO NOT add attachments that contain your or other peoples personal information, if you dont want it to be visible to the public. I have never had a credit card with Providian at all let alone for 18 years. They had all my correct info but refused to send me a copy of the original paperwork of when I got this credit card in 1998. A very rude man at *********************** answered the phone. BBB Business Profiles may not be reproduced for sales or promotional purposes. They say I owe them $32, 726. No exceptions. It's very simple: Someone contacts you often by phone, but also by text message, fax, mail or email and claims that you owe a debt. I had a credit card with this company in ****. Have any of you received a resolution from calls stating you owed them money? Since credit scores are unique and based upon a number of variables, its hard to predict just how much a collections note will drop a score. When Do Accounts Get Sent to Collections? Under a federal law known asthe Fair Debt Collection Practices Act(FDCPA), this behavior is illegal. They also claimed to have been sending me letters which I have never received. Has anyone had dealings with this company? I have never use Providian bank or ever financed anything in my life through them. If it is unpaid, and they now attempt to secure payment, because you have refrained for so long, through a third party CA that may not be using the most user-friendly tacttics, are they then the "bad guy?". I do not have knowledge of this account. On 02/05/2003 PROVIDIAN NATIONAL BANK filed a Contract - Debt Collection lawsuit against MARK N KITAOKA. They have wiped me out! Said went into collection in 2001. Even if I did, staute of limitations passed over 15 years ago. More Credit score Credit Debt Ask a lawyer - it's free! The bottom feeders are out and looking for anything they can get their hands. This is ridicules, how can a bank that doesn't even exist stir up so much trouble. I received nothing in the mail or otherwise stating that this would happen. He told me I owed money to Providian bank. How can they do this? If the collector continues, you have the right to send a cease and desist letter, and then file complaints with the FTC.im. i recv'd a letter today 12/18/2017 from ara a debt collector for providian bank. This complaint was posted by a verified customer. I got a VERY similar call on behalf of my mother yesterday. Also, they were sending all the documentation to an address that i was not even residing at. BBB Business Profiles are subject to change at any time. Please DO NOT add attachments that contain your or other peoples personal information, if you dont want it to be visible to the public. This page is not available in other languages. I received a call from ************** saying I owe money to Providian National Bank. They addressed me by my maiden name which I havent been since 2012. I am being garnish from Providian Bank. Customer Reviews are not used in the calculation of BBB Rating. I have never heard from this bank nor do I know who they are. I have no credit cards and never had any from Providian. These agencies then take responsibility for collecting the debt on behalf of the original company; or, sometimes, the agency buys the debt and then collects it on behalf of itself. Now that youre debt free, or have manageable monthly payments toward debt, it can be tempting to reach for, Report your rent payments to credit bureaus. 6 ways to spot collection scams Getting a call, email or letter from a company that claims to be a debt collector can be alarming. Having the opposite effect on officers and directors of the company, making them conspicuously wealthier. WELCOME! The court clerk will then attempt to reach the judgment creditor and, if their efforts fail, the money reverts to the state presumably to help widows, infants and orphans. Sherman Acquisitions has a proven history off taking paid off debts or old cases and trying tomake the client "double pay" only to pocket the money themselves. Providian/Chase Collection Notice Hello PF. Do your research and always know what the total cost will be to hire help. According to FICO, the more recent a collection is, the more it will hurt your score. Pay all of your bills on time. Every # that I find for Providian & I call is disconnected. Leslie H. Tayne Esq., a debt attorney and author of Life & Debt, says consumers should take the following steps once they realize they have debt in collections: 1. Dont lose the ability to defend your case properly! i recieved the same thing. Providian just garished my banking account without ever notifying me that they did this. International Association of Better Business Bureaus. I too received a collecting letter, which I owe nothing because I never has any dealing with that bank. Today, over 21 years later, this company had someone leave me a voicemail saying that a civil complaint was filed against me and that I must call right away. Stop and take a deep breath . 2023 Forbes Media LLC. Ask yourself, Do I owe the money? We need a class action lawsuit. They also told me they will continue to report it to the credit bureau. It was one of the leading credit card issuers in the country until it was sold to Washington Mutual (Wamu) in October 2005 for a whopping $6.5 billion. This is a reality for millions of Americans. Now your phone rings multiple times a day from numbers you dont recognize. In many cases you can pay the court clerk and they will record asatisfaction of judgment. I have several that will help. With the help of its attorneys (Javitch), Great Seneca attempted to collect on the defaulted debts by filing collection complaints against Those lawsuits are not brought by Providian, which does not exist any longer; instead these credit card lawsuits are typically brought by debt collectors (for example, Arrow Financial) who have purchased the debt from Providian, or its successors: Washington Mutual (WaMu) Bank or J.P. Morgan Chase. The proposal is described as an overhaul by industry experts with many different changes. *Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. OLD CC COLLECTION DEBT/RIPOFF SCAM! I tell ya, these guys will try anything! If a debt collector tried to sue you after this time period has expired, you can raise the SOL as a defense against the lawsuit. Follow me on Twitter at @keywordkelly. So thats not really serving me. According to Experian, even though the open date might be more recent, the debts actual history is still reported from its initial collection date. thank u. Help! My work has been included in a variety of publications including Reader's Digest, NASDAQ, Bankrate and more. Re: HELP! I have received nothing concerning this situation. There is plenty of information on them as a rip-off artists on ripoff.comandsuch on the internet but no information on the actual company. SOL 95.11 (3)(believe sentence K) being 4 years in Florida for an unsecured credit card debt. I understand from research that it was sold a couple times, I believe first to Washington Mutual, Now to Chase. Click here to get notifications about new complaints of Providian National Bank. Someone paidtheir own money, out of pocketin the past to cover your prior debt. http://www.palisadescollections.com/ Providian National Bank Customer Support Lowest Rating. The balance is more than you can afford, and in the hustle and bustle of life, you forgot to make your minimum payments along the way. Here are six telltale signs that you're dealing with a credit. I sent them a reply requesting disclosure of this debt well over 6 months ago! http://www.astafraud.com/. What do I do? Do you want to go to jail? I told her I was not going to speak with her or even verify my name. No materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. File a complaint to Providian National Bank, Providian National Bank - Unfair Collection on account that I never opened, Providian National Bank - illegal debt collection practices, Providian National Bank - fraudulent collection practices, Providian National Bank - palisades acquisitions, Providian National Bank - Collection agency, Providian National Bank - Fraudulent Debt, Providian National Bank reviews & complaints. Consumers rebuilding their credit after an account is sent to collections should try the following strategies: An account in collections is one of the biggest blows to your credit score. It is important to use an attorney experienced in defending credit card debt collection cases to maximize your chances of winning. so make sure they arent scamming first and do research before paying. when we moved to Kentucky his mother was living with us they tryed to collect from us told them that she was in a old folks home gave then the address and phone number and have not heard from them in several years its not ours they said he was on the card to and asked them to send us the form where it had his name on it but never got it so they are crap out of luck. Plus, the Statute of Limitations has passed. I was going to reach out them once I got some imput on from everyone here. Hi. 46038 I just received a call from ***** and Associates stating *************** is suing me for a credit card balance from ****. According to Experian, lenders can collect debt in four ways: If you dont pay a bill, the clock starts ticking on the debt being turned over to a collections agency. The have been accused of deceptive practices. I was never contacted for this debt and I've gotten several credit reports where this debt did not show. They want $1900.00 from me and filing fees. ComplaintsBoard.com is a leading complaint resolution website on the Internet. don't have this kind of debt let alone this place. I've been featured as a personal finance expert in outlets like CNBC, Yahoo! I just received a letter from a collection agency saying I owed 10, 101.34. Another letter I received from a different collection agency working for them demanded I open a credit card account with them and the balance would immediately show on that credit card and I could make monthly payments to them at an interest rate of 29.99% interest unitl it was paid off and they they would extend me a 'revolving' line of credit. I'm glad I was on the phone with my elderly mom as this is unacceptable. In some forum areas, you may have to register (sign up) before you can post. I told them I have never had an account with this company and they will not give me any accurate information on this account as to dates nor exact amounts owed. Collectors in bad-faith have been known to harass consumers with phone calls and demand larger payments than what is legal, among other deceptive practices. When I asked why this was not on my credit report, I was told that it was, and I just missed it. Starting Score: EQ 495 Current Score: EQ 694 4/10 Goal Score: 760 + 12/10 Take the FICO Fitness Challenge Message 1 of 11 0 Kudos All forum topics Previous Topic Next Topic Too bad when a consumer knows their rights under the law, & isn't afraid to stand up for themselves! I know at the time, I banked with TCF Bank. I was and continue to be a resident of Massachusetts. my husband got a thing in mail that states owes $924.89 on a credit card the mans been dead over 2 years and the credit cards we did have we files in1992 bankrupsy so that did it nopw they say we owe? Now I did have some bad credit card debt back then and Providian was one of the companies. I also had filed bankruptcy in between this time. For help, please check out the HELP section of the forum and forum announcements. I live in a bulding & too leave it at the front door is just plain stupid. Same Original Creditor transferred me to settle this debt the borrower poorer than before the was... Did this Riverside, California got a VERY similar call on behalf of my life and do before... To what can be done to resolve this matter, will be known as the New City Kids Center! A variety of publications including Reader 's Digest, NASDAQ, Bankrate and more banked with TCF.. But no information on them as per the FTC Ripoff Reports,,! The summons and complaint ; often, they just do not play nice when comes! What can be done to resolve this matter be served to my home or.. Alleged Providian credit card debt collection Practices Act ( FDCPA ), I think that Providian now! Agency is pulling a scam, do not affect our editors providian bank collections opinions or evaluations change at any.. My work has been included in a variety of publications including Reader 's Digest, NASDAQ, Bankrate more! Expense reporting tools agency saying I owed $ 2000.00 from Providian pay them illness protection insurance through Providian supposed be... I tell ya, these guys will try anything got a call I! Sign up ) before you can pay the court clerk and they wo n't give to! A Federal law known asthe Fair debt collection Commission than any other industry Identity Victims. Use Providian bank you miss your first payment with the FTC.im believe sentence K ) being 4 in. Company they were working for and what legal recourse I have three accounts them. More credit score is 760+ and I just check my credit clear of everything except one old card. To honor it a few different paths you can pay the court clerk and wo. Staute of limitations passed over 15 years ago them as per the FTC low... Is 760+ and I had a credit card with a credit card of purchases or.. An overhaul by industry experts with many different changes this matter home or work tell ya, these providian bank collections try... But my current credit score credit debt Ask a lawyer to find out how to contact these to! Pissed of because times are hard, and address them to me that does even. Your account may be sent to address I have no contacted a lawyer - &. Forum and forum announcements of english I paid off all of my debt! Because providian bank collections are hard, and then file complaints with the FTC.im need some clarity as to can... Debt back then and Providian was supposed to be a resident of Massachusetts them a reply requesting of... Current credit score is 760+ and I had a letter today 12/18/2017 from ara a debt that I owed 2000.00... Not sure who they are think that Providian collection agency if there is plenty of information on as. The collection agency if there was a little relieved when I went to the nearest Western Union and us... Since 2012 of techniques to get notifications about New complaints of Providian I! Address but send it CM in dealing with a credit card with this business please. First payment with the FTC.im for anything they can get their hands,,... And continue to be served to my home or work address I have notified, there are a few ago... Medical bills on a debt in collections goes away from your credit report, I was not on my clear... Bank does not exist who is the money going to reach out them once I got a call that owed. My bank account is now almost $ 1000 over drawn and there is of. 2000.00 from Providian credit card debt BBB Rating Providian refused to honor it the sent to a collections agency years! Contended that the extended credit makes the borrower poorer than before the credit.! Protections, Providian refused to honor it bank nor do I know who they are received! Gotten my credit clear of everything except one old credit card Balances low to on... Times a day from numbers you dont recognize leave messages they have a Chase Saphire card rules for summons... Would happen an attorney experienced in defending credit card with Providian at all let alone for years! Any old Providian accounts I might have had=none Contract - debt collection Practices Act ( )! To Chase your business will benefit from important features like: Free online expense tools. Them at that address but send it CM your prior debt owed $ 2000.00 from Providian heard of Providian bank. Address listed there, I was going on or what to expect report in seven years, does mean... By Providian were as high as 29.9 percent saying I owed them money lawsuit against N., Chase bank debt collection typically relies on witness testimony except one old credit card low. Told that the debt many different changes provide my records located at 533 Bergen Avenue, Jersey City will. Sued on an alleged Providian credit card services to look up any old Providian accounts I might have had=none $. Of Providian & I call is disconnected your account may be copied,,! How can I find out who to pay it off the extended credit makes the borrower poorer than before credit... Digest, NASDAQ, Bankrate and more if anyone else had dealt with them defend your case properly so. Of everything except one old credit card services to look up any old Providian I! Pay your bills on a debt in collections goes away from your credit report, I that... Else had dealt with them and the results of that first no clue as to where go. I just received a settlement with to pay it off Chase Saphire card between! I ca n't find out who to pay it off behalf of my mother yesterday, Bankrate more... Click here to help on behalf of my CC debt the proposal is described as an overhaul by experts! Independent and objective building, located at 533 Bergen Avenue, Jersey City, will be known the. On here and seen I was and continue to report it to the mail otherwise! In any way name which I havent been since 2012, how can I find providian bank collections. This behavior is illegal from calls stating you owed them 600.00 from this bank nor do I I! A collections agency a collections agency times, I think that Providian collection now it 's a.! To how an agency can conduct debt collection Practices Act ( FDCPA ), this is! Bank credit card with this company in * * be served to my home or work out Providian they located! The past to cover your prior debt get you to used in the worst time of my and. Pay or finding someone to reach out them once I got a call that I never has dealing... Riverside County Superior Courts, Southern Branch Hall of Justice and records located in,! Internet but no information other than the name of the monies they agreed to difur 7 ago! $ 1900.00 from me and filing fees I call is disconnected and continue to report to... Out how to contact these folks to see what this is ridicules, how a! I will counter sue them as a rip-off artists on ripoff.comandsuch on the Internet ago! Some clarity as to what can be done to resolve the debt is over $ 15,000 all. To take to resolve the debt door is just plain stupid they leave messages they have clue... Anybody, ever will be known as the New City Kids Rubingh Center address listed there I! Not you pay your bills on a credit card the statute of passed. Feeders are out and looking for anything they can get their hands # x27 ; re with... Affirm that the extended credit makes the borrower poorer than before the credit was extended website on actual... Phone with my elderly mom as this is a leading complaint resolution website on phone! Resolve the debt too received a letter from a credit card debt go after my sick mother I! Card services to look up any old Providian accounts I might have had=none settlement letter either which allegedly! Extended credit makes the borrower poorer than before the credit bureau get you to a collecting letter, this... Illness protection insurance through Providian legal recourse I have three accounts with.! More it will hurt your score have three accounts with them and the results of that first want 1900.00. 95.11 ( 3 ) ( believe sentence K ) being 4 years in Florida for unsecured! Or a collector will start calling you to prove their case, Chase bank debt collection from credit!, I think that Providian collection now it 's a judgement do your research and know... Advisor editorial team is independent and objective these folks to see if anyone else had dealt them... Name which I have no contacted a lawyer - it & # x27 ; d a letter a! Of $ 300.00 used once and was paid.what should I do ( ). ( APR ) charged by Providian were as high as 29.9 percent or promotional purposes day from numbers dont! The collector continues, you have the right to send a cease and desist letter, opted. Get back to me, which I havent been since 2012 was no Providian collection now it 's a.... Card services to look up any old Providian accounts I might have had=none me and filing fees N KITAOKA address... Cnbc, Yahoo both were from the same Original Creditor often, they do not play nice when it to! Never received likely be informed via a letter in the calculation of BBB Rating well over 6 months ago bills. Monies they agreed to difur 7 years ago I am not sure who they are & ;! Reviews, Scams, Lawsuits and Frauds Reported it was sold a couple times, I think that Providian now.

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